The State Bank of Pakistan (SBP) has announced the official Ramadan timings for 2025, applicable to all banks, development finance institutions (DFIs), and microfinance banks (MFBs). During Ramadan-ul-Mubarak 1446 AH, SBP offices will operate from 9:00 AM to 3:00 PM (Monday to Thursday) and 9:00 AM to 12:30 PM on Fridays, without breaks. Public banking hours will be from 9:00 AM to 2:00 PM (Monday to Thursday) and 9:00 AM to 12:30 PM on Fridays. These timings will revert to the regular schedule after Ramadan. Stay informed about banking hours to plan your transactions accordingly.
State Bank of Pakistan (SBP) Ramadan Timings 2025
The State Bank of Pakistan (SBP) has officially announced the working hours for Ramadan-ul-Mubarak 1446 AH (2025). These timings apply to SBP, commercial banks, development finance institutions (DFIs), and microfinance banks (MFBs) across the country. The schedule ensures that financial institutions operate efficiently while accommodating the spiritual commitments of the holy month.
Official Office Hours for SBP and Banks
During Ramadan 2025, the office hours for the State Bank of Pakistan and other banks will be as follows:
| Days | Office Hours |
|---|---|
| Monday to Thursday | 09:00 AM to 03:00 PM (without break) |
| Friday | 09:00 AM to 12:30 PM (without break) |
These timings ensure that employees can fulfill their professional duties while also observing the religious practices of Ramadan, including fasting and prayers.
Banking Hours for Public Dealing
The business (banking) hours for the general public have been adjusted as follows:
| Days | Banking Hours for Public Dealing |
|---|---|
| Monday to Thursday | 09:00 AM to 02:00 PM (without break) |
| Friday | 09:00 AM to 12:30 PM (without break) |
This schedule ensures that customers can conduct their banking transactions conveniently while allowing bank employees to follow their Ramadan routine.
Important Notes
- No Lunch Break: Unlike regular working days, the Ramadan schedule does not include a lunch break, making it easier for employees to conclude work earlier.
- Reverting to Regular Hours: Once Ramadan ends, the banking hours will automatically revert to the pre-Ramadan schedule.
- Public Convenience: Banks are expected to ensure smooth banking operations during the adjusted working hours so that customers do not face difficulties in transactions.
Services Available During Ramadan 2025
Despite the reduced working hours, the following banking services will remain operational:
- ATM Services – Available 24/7 for cash withdrawals and other transactions.
- Online and Mobile Banking – Customers can conduct digital transactions, pay bills, and transfer funds at any time.
- Helpline Support – Banks will continue to offer customer service through their helplines.
- Cheque Clearing – Normal cheque clearing operations will continue without disruption.
- International Transactions – Overseas remittances and international transactions will function as usual.
Why These Timings Matter?
Ramadan is a sacred month for Muslims worldwide, marked by fasting, prayers, and acts of devotion. The adjusted office and banking hours allow both employees and customers to balance their religious obligations with financial activities. These timings ensure that essential banking services remain available while giving employees ample time for worship and rest.
Conclusion
The State Bank of Pakistan’s Ramadan timings for 2025 provide a well-balanced schedule that accommodates the religious significance of the month while maintaining financial stability. Customers are advised to plan their banking transactions accordingly and utilize online banking services for ease and convenience. After Ramadan, normal banking hours will resume automatically.